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Stamp Duty Calculator

Calculate stamp duty (SDLT, LBTT, or LTT) for property purchases across the UK. Updated for 2025/26.

£
SDLT Due
£2,500.00
Effective Rate
1.00%
Total Cost
£252,500.00

SDLT Band Breakdown

BandRateTax
£0.00 – £125,000.000.0%£0.00
£125,000.00 – £250,000.002.0%£2,500.00
Total£2,500.00

What is Stamp Duty?

Stamp Duty Land Tax (SDLT) is a tax paid when you buy property or land in England and Northern Ireland above a certain price. Scotland has its own equivalent called Land and Buildings Transaction Tax (LBTT), and Wales uses Land Transaction Tax (LTT). Each region has different rates and thresholds.

2025/26 SDLT Changes

From April 2025, the nil-rate threshold for standard purchases in England and NI returned to £125,000 (down from the temporary £250,000). First-time buyer relief now applies to properties up to £500,000 with a nil-rate band of £300,000 (reduced from £425,000). The additional property surcharge increased to 5%.

First-Time Buyer Relief

First-time buyers in England and NI pay no stamp duty on the first £300,000 of a property priced up to £500,000. Above £500,000, standard rates apply to the full purchase price. Scotland offers a higher nil-rate threshold of £175,000 for first-time buyers. Wales does not currently offer first-time buyer relief — standard LTT rates apply to all buyers.